What is a merchant service provider?
A merchant service provider provides the necessary tools for your business to successfully process credit card transactions. Full Service Merchant Service Providers will also provide your company with POS systems, Checking Services, Fraud Detection, eCommerce Integration, Gateway support and much more.

Can I be approved if I have poor or no credit?
Businesses with poor or no credit are considered to be very high risk and can be difficult to approve. However, Best Rate Merchant Service has built relationships with numerous high-risk banks specializing in servicing these types of situations. Best Rate Merchant Service guarantees that your business will be reviewed on an individual basis, rather than being compared to others in your industry.

What if I am a “High Risk” Merchant?
Many times a business may be classified as “High Risk”, which can make it hard to obtain a Merchant Account. At BR Merchant Service, our experts know the Industry! Let one of our seasoned professional take a look at your situation, and determine what might be the reason your business is being categorized as “High Risk”. In many instances it may be just a case of implementing a template or disclosure that will greatly reduce the risk factor of your business model; therefore changing the way a bank views your account. We will assist you with these areas so that you can process safely, reduce the risk of charge-backs, and maintain a “healthy” account.

Do I need credit card processing software or a point of sale system to accept payments?
Depending on your business’ situation, our team of merchant account experts will help you decide on which solution is right for you. Our experts will always take care of you and your business’ needs all year round.

Can I process for more than one business with my merchant account?
VISA / MasterCard rules and regulations prohibit more than one business processing on a merchant account. Keep in mind, however, that you can have more than one merchant account as long as the business name and tax ID are unique for each account.

Do I have to be a U.S. citizen to open a merchant account?
For the most part you do have to be a U.S. citizen with a valid social security card. We offer other programs and application processes for Non U.S. based citizens. In addition to U.S. domestic accounts, we also provide merchant accounts for International merchants. You must be a U.S. citizen to open a domestic merchant account. International accounts are available for those citizens living outside the continental United States.

How fast can you set up my merchant account?
Typically from 24-48 hrs depending on how the paperwork is obtained either through an online application, emailed, or faxed application. It also may depend if additional documents are requested and on how fast they can be furnished.

How do I apply for a merchant account?
It is very simple, you simply can call our Toll Free # 877.566.1593 or fill out the pre-application contact form and a customer service representative will contact you shortly. If you have any questions you can also email contact@brmerchantservice.com

The Application Process is Very Simple, Fast & Easy and usually takes just a few minutes.

866-577-1593 Call or Click Today!


Let Our Expert Account Executives Help You Out!

We Can Get You Approved!

Get approved for the lowest cost credit card processing today… Guaranteed! BR Merchant Service approves 98% of all applicants!

At BR Merchant Service our goal is to support our merchants with long-term payment processing solutions that fit best for their business. Our Expert Team of payment processing professionals work attentively to meet your needs as quickly as possible so you can focus on the growth and profitability of your business.

Whether you need a merchant account or other merchant services, we are here to earn your business and build a long lasting relationship as your trusted and preferred merchant service provider. Contact us today to find out how we make payment processing simple and stress free!


Very Fast & Painless Application Process
With years of industry experience, BRMS offers a full array of business solutions to help your payment processing needs.

Apply Now!


Increase your sales, security & profits
Protecting our merchants is our #1 priority! BRMS offers Best Practices, Merchant Education, and a Full Service Chargeback Protection Program

Start Now!


Our Business Was Built On Customer Service and to Guarantee the best Support, We Provide You With An Expert Account Executive To Guide You.

Start Now!


We Have You Covered!
$5,000 to $500,000 in as soon as 24-72 hours!
Full service business cash advance program.

Apply Now!